Energy Risk Assessor — The Property Drop
Energy Risk Assessor

The agent said the rating is “easy to fix.”
This tells you if it is.

The Energy Risk Assessor turns an energy rating into a number. Estimated retrofit cost adjusted for region, property age, and existing features, plus rental-ban exposure, available grants, and a documentable figure you can take into price negotiations.


€27/month · Updated regularly · Cancel any time


Get this tool only · €27 Or get all tools
Sample · France · Buy-to-let
Current ratingE
Estimated retrofit cost€48,000
Rental statusBanned from 2034
Negotiation leverage€48,000
That retrofit figure is a documentable position you can take into price talks, not a guess. The tool shows how it was built.
Also calculated for you
Annual savingsPayback period Available grantsSustainability scorePrintable report
All four countries inside →
“Cosmetic.” “Easy to fix.” “Just needs a bit of insulation.” The energy rating is the one number on the listing that quietly costs the most to ignore.
What the assessor does

What a low rating actually costs, before you book the viewing.

An EPC letter on a listing tells you almost nothing on its own. This turns it into cost, risk, and a negotiating position across all four markets. Two things make the estimate more than a guess:

"How this estimate was built" breakdown

See exactly how region, construction era, and existing insulation moved the number. Nothing is a black box you have to take on trust.

Negotiation leverage figure

The retrofit cost reframed as a documentable price position, with a step-by-step on how to use it through your solicitor.

  • Estimated retrofit cost adjusted for region and age
  • Annual energy savings and payback period
  • Rental-ban timelines by country and intended use
  • Available grants and incentives, with source links
  • Sustainability score and rating comparison
  • Printable assessment to keep with your property file

A poor energy rating is not a detail. In France it can make a property unlettable. Everywhere else, it is a discount you have not asked for yet.

The Property Drop  ·  Buyer Intelligence

A–G turned into
real numbers
What it assesses, country by country
🇫🇷
France

The strictest rental-ban timeline in Europe.

  • DPE rating A to G
  • G banned 2025, F from 2028, E from 2034
  • MaPrimeRenov and Eco-PTZ incentives
  • January 2026 DPE recalculation note

Electrically heated homes may now rate better for free after the 2026 coefficient change. The tool flags when to check.

🇮🇹
Italy

No bans yet. The directive is coming.

  • APE rating A4 to G
  • EU directive implementation 2025 to 2027
  • Ecobonus and Renovation Bonus
  • Sismabonus where applicable

F and G properties are the likely first targets for future restrictions. Buying ahead of the rules is cheaper than buying after them.

🇪🇸
Spain

A poor rating already costs you in tax.

  • CEE certificate A to G
  • Barcelona and Madrid IBI surcharges
  • PREE and NextGenerationEU subsidies
  • Regional incentive variation

Several cities now add a property-tax surcharge for F and G homes, and a discount for A-rated ones. It compounds every year.

🇵🇹
Portugal

A rating can block your holiday-let plan.

  • SCE certificate A to G
  • F and G blocked from new AL licences
  • Must reach E by 2030, D by 2033
  • Fundo Ambiental renovation grants

If short-term letting is the plan, an F or G rating can stop the Alojamento Local licence before you start. Check before you offer.

Before you buy just this

The assessor is €27. Full Access is €59.

If you are weighing up more than one property, or want the cost calculator and playbooks alongside this, Full Access gives you this plus everything else. Worth a look before you decide.

Just this tool
€27/mo
Updated regularly · Cancel any time
  • Energy Risk Assessor, all four countries
  • Retrofit cost, savings, and payback
  • Negotiation leverage and printable report
  • Updated regularly in accordance with the EPBD - Energy Performance of Buildings Directive (2024/1275)
Only this tool
Better value · Full Access
€59/mo
Cancel any time
  • 25+ curated listings every week
  • Property-specific Buyer Playbooks
  • All 9 tools to assess cost, risk and value
  • Country-specific professional vetting questions that exposes risks & red flags
  • Live buyer intelligence library
  • Ongoing property and regulation updates

Get Full Access

Not sure? The Buyer Confidence Guarantee gives you 14 days to decide. If it doesn't work for you, you don't pay.

Built from official sources
ADEME, ENEA, IDAE, and ADENE frameworks, with incentive links checked against each agency.
Updated as rules change
Rental-ban dates and the 2026 French DPE coefficient are tracked and reflected as they shift.
Written from the buyer's side
Estimates, not quotes. Built to give you a defensible position, not to sell you a renovation.
Common questions
Is this an official energy audit?
No. It is a decision-support tool that turns a property's energy rating into estimated costs, risks, and a negotiating position. It does not replace a professional energy audit, which you should still commission before committing. Think of it as the homework that helps you decide whether a property is worth the audit, and what to challenge when you get one.
How is the retrofit cost worked out?
It starts from a per-square-metre cost for the country and rating band, then adjusts for region (local labour and material rates), construction era (older solid-wall stock costs more), and any insulation or glazing already in place. Every result shows its own breakdown so you can see how each factor moved the figure. They are conservative central estimates, not quotes, so always get three contractor quotes before setting a budget.
What is the negotiation leverage figure?
It is the estimated retrofit cost, reframed as a documentable position for price discussions. A property that needs significant energy work should not trade at the same price as a renovated equivalent. The tool gives you the number plus a short, practical sequence for presenting it through your solicitor rather than informally through the agent. It is market context, not a negotiation script.
Does it cover all four countries?
Yes. France, Italy, Spain, and Portugal are all built in, each with its own rating system, rental rules, and incentive programmes. Costs are further adjusted by region within each country, so a Paris retrofit and a rural Occitanie retrofit are not treated as the same job at the same price.
Can I get this together with everything else?
Yes. The assessor is included in Full Access at €59 per month, alongside all nine tools, the Buyer Playbooks, professional vetting questions, and weekly curated listings. If you expect to look at more than one property, or want the cost calculator too, Full Access works out as the better value.
What if I want to upgrade to Full Access after paying for the assessor?
Upgrading is simple and you are never charged twice. When you move from a single tool to Full Access, what you have already paid for the current period is credited against the new plan, so you only pay the difference.
Your access expands to everything the moment you upgrade: all nine tools, the Buyer Playbooks, professional vetting questions, and the weekly curated listings.
Know what the rating costs before you fall for the view

Turn a letter into a number.
Then negotiate.

Get only this tool, the Energy Risk Assessor for €27.
Or get all the tools, playbooks, vetting the professionals editions and more, with Full Access.

Get the assessor only · €27 Get Full Access