The quoted yield is the best case. This shows you the rest.
Every listing with rental potential comes with a yield attached. That number is gross: rent over price, before a single cost. This tool shows you net, what is left after vacancy, management, tax, maintenance and insurance, for property in France, Spain, Italy and Portugal.
A net yield of 3.36% sits in line with many European prime locations. A workable income return, but only if your borrowing costs stay comfortably below it. After all costs, this property clears €10,070 a year.
The numbers the listing left out, in plain terms.
Not a feature tour. Here is what you actually take from it, whether the property is an investment or a place for the summers.
What the property returns after every running cost, not the headline gross figure the listing leads with.
Net yield mapped at 70, 80, 85, 90 and 95 percent, so an optimistic holiday-let assumption gets tested before you commit, not after.
- Annual cash flow in plain euros, so you know whether the property pays you or costs you each year
- Cash-on-cash return if you finance, judging the deal on the cash you put in, not the full price
- Every euro itemised: vacancy, management, tax, maintenance and insurance shown as separate lines
- A plain read on what your net yield actually means, written from the buyer's side
Gross yield is the dream. Net yield is the bank statement. The trick is knowing which one you are actually buying.
The Property Drop · Buyer Intelligence
Buying for investment
This is the number you compare deals on. Gross yield flatters everything equally. Net yield separates the property that earns from the one that merely costs less to be disappointed by.
Buying for lifestyle
A place for the summers that happens to let when you are away. This tells you whether the rental income covers its keep, or whether you are funding a hobby. Either is fine. Knowing which one it is before you sign is the point.
Maintained, not left to go stale.
This is not a static calculator frozen at the day it was built. The country tax references behind it are reviewed and updated in line with current rules across France, Spain, Italy and Portugal, so the figures you work from reflect the rules as they stand. Every change is logged in one place, so you can always see what was updated and when.
One subscription. The whole buyer toolkit.
The Rental Yield Calculator comes with Full Access, alongside the rest of the kit: curated property listings, the Buyer Playbooks, all nine buying tools, the four Vetting editions, and ongoing regulation updates.
The Property Drop does not act as an estate agent, intermediary, or advisor in any transaction and does not facilitate introductions, negotiations, or transactions. Rental yields are estimates based on the figures you enter and do not guarantee returns.
See the real number. Before you commit to it.
Run your own figures across France, Spain, Italy and Portugal,
and find out what the listing yield becomes once every cost is in.